A loan of $3,175 helped a member to buy scissors, gel, dyes and furniture.


Por Un Futuro Mejor (Paute) Group's story

The communal bank Por un Futuro Mejor (For a Better Future) is formed by 8 members, who have a great friendship among themselves. They work in different businesses that allow them to pay the household expenses and raise their families. They are hard-working women, happy and charismatic. They are characterized by still maintaining the culture and traditions of their towns. They live in the outskirts of the Paute canton, which has a wide range of typical gastronomy. Its Sunday fairs are full of color because of the clothing of its people. It has a great production of fruit and also has a production of flowers that makes this canton a true garden. Roses of the highest quality are grown for export. One of the members of this group is Señora Marcia. She has been an active member of the communal bank Por un Futuro Mejor for three and a half years. She is a happy, charismatic women who tells us that she likes the communal bank because of the camaraderie that exists among all the members, since in every meeting they strength their ties of friendship. Señora Marcia is 24 years old. She is married and from her marriage has a 7-year-old son who attends a little local school. Her husband's profession is driving, and his work is driving a bus. The house in which they live is their own. She comments that at the present time she is enjoying good health, as are all members of her family, for which she is very thankful to God. Señora Marcia works hard in her own business, which is a beauty shop. She has had her business for 5 years. She works in this business because she likes it a lot and because she studied for it. Now it is also her source of income to get ahead with her whole family and to offer her son a better future. She invested her previous loan in buying dyes and other products. Her new loan is going to be invested in buying scissors, gel, dyes, and some new furniture for her shop. She had no difficulty paying off her previous loan. She likes the communal bank because of the unity of her group. The group photo was taken in Señora Marcia's shop.

In this group: Gabriela María, Marcia Gabriela, Diana Carolina, Ruth Elizabeth, María Hortencia, Rosa Angelita, María Luz Aurora, Laura Mariela
*not pictured

Translated from Spanish by Kiva volunteer Pam McMurry


Loan details


Lenders and lending teams



Loan details