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Sakhavat is 28 years old and lives with his wife and two children, ages two and seven. He works as a teacher in the district where he lives and where he is involved in agricultural activities. Sakhavat has milk cows and cattle. He is a very hardworking man and does his best to insure a good income for his family.

Sakhavat is requesting a loan in order to purchase construction supplies to finish the repair of his home, because he considers it necessary for his family's comfort.

This is his fourth loan, and he says that the first loan he obtained helped him to improve his business and family's living conditions.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 29
    View loans »
    Azerbaijan Loans Fundraising
  • $14,864,950
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Sakhavat to finish repair work at home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 6, 2013
Currency Exchange Loss:
Jul 19, 2014