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Update on Marwa

Marwa, a 25-year-old conservative woman, has asked her husband to take her place in the photo.

Marwa cares for their three children in their rented house and her husband works at a full-time job during the day. After work he sells used and new mobile phones from their home. Marwa helps her husband while he is at work by selling to those who are looking for a new mobile phone.

They said, “This business, although it is still small, is helping us to pay for our kids’ school fees as we chose a high level of education private schools to enroll our kids in so they can get the best education.”

They hope for their business to grow, as it brings in more income than their monthly salary. Marwa has decided to take another youth loan to increase the number of mobile phones they have, whether its new or used ones, to increase the monthly profits and move a step closer to achieve their goal.

Previous Loan Details

Marwa is a 24-year-old married lady who has three kids to support with the help of her husband, Omar, who works as water leak technician. Marwa recently started a small retail business selling mobile phones. At first she started to take orders from her customers and look for the requested mob... More from Marwa's previous loan »

Additional Information

More information about this loan

This loan is helping support a borrower who is 35 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Jordan

  • $6,100
    Average annual income
  • 22
    View loans »
    Jordan Loans Fundraising
  • $8,786,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Marwa to buy more mobile phones to sell.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 5, 2013
Currency Exchange Loss:
Jul 17, 2014