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Hilda Marleni
Hilda is a very hard-working woman. She lives with her spouse, with whom she has two children, whom they love very much. It is for their sake that she works hard every day, so that they can live with dignity and become honest people. Hilda could not attend university because of her scant resources, but she would have loved to become a nurse. She works every day at her small business, selling lollipops and moulded jelly. She works about nine hours a day and can tend to as many as thirty customers per day. She attributes her success to her charisma as a saleswoman and to her amiability towards customers. Hilda is very grateful to Kiva lenders, since, thanks to their help, she will be able to buy display cases for her business. Her products will be more visible and her sales will increase, enabling her to keep fighting to make her greatest dream come true: "I want to buy a shop and start selling clothes".
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Hilda es una mujer muy trabajadora, vive al lado de su parejay productos de su amor tienen 2 hijos a quienes quiere mucho y por los cuales trabaja muy duro cada dia para poder brindarles una vida digna y sobre tode para que puedan ser personas de bien. Hilda no pudo tener una carrera universitaria debido a sus pocos recursos economicos pero le hubiera encantado estudiar la carrera de enfermeria.

Día a dia Hilda trabaja en su pequeño negocio de venta de chupetes y gelatinas, ella se dedica a su negocio alrededor de 9 horas al dia y puede atender hasta 30 clientes en el dia; ella cree que le va bien en su negocio porque es muy abale con los clientes y sobre todo tiene mucho carisma para las ventas.

Hilda esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podra comprar vitrinas para su negocio de esta manera podra exhibir mejor sus productos y podra mejorar sus ingresos y podra seguir luchando para poder hacer realidad su mas grande sueño:" Tener un local propios y iniciar su negocio de venta de ropa".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD