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Mirna Isabel
Ladies and Gentlemen: Mirna sells staple items and clothing for adults. She has run her business for nine years.

Her business has improved, but there's a lot more in which to invest and give better customer service by expanding her line of products. This is why she needs a loan right now, to diversify her sales activity.

She's an elementary-school teacher by profession. She started this new business with the help of her children to get another income for the family to take care of health and education expenses.

She's a single mother and has managed to get her children ahead with a lot of effort.
View original language description ↓
Estimados señores, doña Mirna es comerciante de granos básicos y ropa de adultos, su negocio tiene nueve años de estar funcionando.
Su negocio ha mejorado , sin embargo hay mucho mas en que invertir y dar una mejor atención al cliente, ampliando su línea de productos por lo que en estos momentos necesita un financiamiento que logre diversificar su actividad comercial
Ella es de oficio maestra de primaria y con la ayuda de sus hijos iniciaron este nuevo negocio para obtener otros ingresos en la familia y de esta forma poder atender los gastos de salud y educación.
Es madre soltera y con mucho esfuerzo ha logrado sacar adelante a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mirna Isabel to buy general clothing and rice, beans, sugar, and corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2012
Jan 7, 2013
Currency Exchange Loss:
Jan 18, 2014