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Sok's Group
In this Group: Sok, Saren
Sok, 57 years old, is a villager living in the Ek Phnom district in Cambodia’s Battambang province. She is married and blessed with two children, one of whom is a school-aged child (a son).

To make a living, Sok and her husband farm rice and plant beans. Sok’s husband also works as a fisherman to add more income to the family. Together, they are able to earn around 19,000 KHR daily and, after offsetting the daily cost of living, save approximately 7,000 KHR for future needs. This will be Sok’s fourth time requesting a loan via VisionFund (Kiva’s partner). The previous loans have enabled her to improve the family’s lifestyle.

She is now leading a female group member, who is a second-time borrower. They are taking out a loan in the amount of 1,000,000 KHR and 1,200,000 KHR respectively. The group leader, Sok, will spend some portion of her loan on buying fertilizer and paying wages to farm laborers. The other portion of the loan will be spent on buying cast nets and fish traps to support her husband’s fish-catching business. Via the help of this requested loan portion, Sok will be able to generate more income for the family and better support her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,995.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sok's Group's $575 loan helped a member to buy fertilizer and to pay wages to farm laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Feb 1, 2013
Currency Exchange Loss:
Apr 17, 2013