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Annet Wani’S Group
In this Group: Annet, Edith, Josephine, Mary, Annet
Annet W. is a 38-year-old married mother of four children. She also takes care of her brother’s children, all of whom are in school. She lives and works in Kawempe, an urban neighborhood of Kampala.

For the past 10 years, Annet has worked as a tailor, a skill she learned at school and has turned into a profitable business. Using fashion charts that show different styles of clothes, customers come to her shop to select the type of outfit they want, either bringing their own material with them or choosing from the inventory Annet has in stock. In particular, she makes clothes from bitenge, material printed with colorful patterns worn by men and women throughout Uganda. She says it takes her three hours to make a full dress. he number of customers varies from day to day, but December is her busiest month, so much so that she doesn’t have time to eat lunch.

Annet has been a member of MCDT for five years and has paid back four previous loans. Before receiving a loan from MCDT, Annet says it was difficult to get capital for her business. The loans have helped a lot. She will use a new loan to buy more material so that her customers have more to choose from. Although her future is “God’s guess,” she says she would like her business to be larger than it is now.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,612.0
    Uganda Shillings (UGX) = $1 USD