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Soknim's Group
In this Group: Soknim, Thim, Hour
Soknim, 40, is a villager from Kampong Cham Province and a married mother of two children who are still in school. To make a living, she and her husband grow rice. To supplement the family’s income, she also buys cassava for resale. The current business has helped her to earn up to 26,400 KHR per day. Including this cycle, she is a third-cycle client with VisionFund (Kiva’s partner). With her past loan, she wisely supported her rice farming business and improved her household progressively. Now, she joins a group of three to seek a new loan; she is the group's leader. Soknim will use her portion to pay the harvesting fees for her cassava field. She highly hopes that she can double her yield and make more income. With this income, she can maintain her lifestyle and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 76
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Soknim's Group's $950 loan helped a member to have her cassava field harvested.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 7, 2012
Feb 1, 2013
Currency Exchange Loss:
Jan 18, 2014