La Imaculada (Cuenca) Group
One of the members of this group is Carmen. She is 28 years old and is a single mother of an 11-year-old daughter that attends a small school in their town. She doesn’t have her own house so she lives in the house of her parents with whom she shares the household expenses.
Doña Carmen makes a living raising pigs, guinea pigs and chickens. She is also engaged in agriculture, planting vegetables, and she sells her products in a market in the city.
She is going to invest her new loan in the purchase of chickens and feed for all of the animals. Her goals are to increase her crops and to have her own house.
The small photo is of a member who couldn’t be present when the group photo was taken.
Una de las socias de este grupo es la Señora. Carmen, tiene 28 años de edad, es madre soltera de una hija de 11 años que estudia en una escuelita de la localidad, no tiene casa propia por lo que vive en casa de sus padres con quienes comparte los gastos del hogar.
Doña Carmen se dedica a la crianza de cerdos, cuyes y pollos, también se dedica a la agricultura, siembra hortalizas y sus productos los vende en un mercado de la ciudad.
Su nuevo crédito lo va a invertir en la compran de pollos y alimento para todos sus animales.
Sus metas son agrandar sus cultivos y llegar a tener su casa propia.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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