A loan of $1,600 helped to buy clothing, headbands, perfumes, creams, cosmetics, etc.

Candelaria Aida's story

The "Artesanal" communal bank meets every two weeks in the canton of Jipijapa, the canton named "sultaness of coffee" for its extensive production of coffee (of incomparable quality), for its cuisine, and for its warm-hearted people.

Candelaria lives in Jipijapa. She is 48 years old and is separated from her husband, with whom she has four adult children. Two of these children still live with her. Candelaria has belonged to this communal bank for two-and-a-half years. She enjoys the support it has given her even though she does not have the support of her husband. She is the head of her household. In order to provide for herself and get ahead without depending on anyone else, Candelaria began a retail business selling clothing, trinkets, headbands, and Yanbal products (beauty products, cosmetics, perfume, and women's accessories).

She works three days a week for two or three hours daily. She allows her customers to buy her products on credit and collects payments weekly. When she needs to restock her store, Candelaria travels to Guayaquil to obtain her merchandise. She has been working in this business for four years, and it has gone very well for her.

Candelaria is requesting another loan through this institution so that she will be able to maintain her business and provide a living for herself as well as cover some medical expenses. She will use this loan to buy clothing, headbands, perfumes, creams, cosmetics, and other products. Her dream is to have good health.

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Translated from Spanish by Kiva volunteer Ellen Craven

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