A loan of $400 helped to buy sugar, beans, butter, peanuts, eggs and soap to increase her inventory.

Carmelinha Alexandre's story

Carmelinha is 46 years old and originally from Majacaze in the Gaza Province. Carmelinha is single and has four children: one boy and three girls, one already married.

Carmelinha lived with her parents until 13 years old, when she moved to a Catholic school in the Inhambane Province. In 1976 she dropped out from the school and moved to the capital city Maputo to live with her brother. In Maputo Carmelinha concluded primary school and studied until the 3rd year of the commercial technical school.

In 1980 Carmelinha got married and went to live with her husband in Catembe. When she got divorced in 1986 Carmelinha was already doing some business selling oil and food products. In 1988 she got a job at a manufacturing company in Matola, where she worked until 2000. During that period she hired someone to work at her food stand.

Since 2001 Carmelinha has been dedicating herself to her food stands. She currently has two stands: one located in her backyard and another in one of Catembe’s markets. Carmelinha’s older daughter is helping her with one of the stands. Carmelinha works from 6:30am to 7:00pm and buys all her products in Maputo. During summertime and on weekends Carmelinha reports higher sales. She makes daily sales of MTn 800, but towards the end of the month it can reach MTn 2,000 per day. Carmelinha’s most solid products are potatoes, onions, peanuts, beans and plastic bags. Carmelinha has a cashbook and reports a monthly profit of around MTn 500.

Carmelinha had already asked for previous loans to Hluvuku and has repaid them without problems. Carmelinha is very satisfied with the loans, as it has helped her business improve and her monthly income increase. With this loan of MTn 9,000 Carmelinha intends to buy merchandise such as sugar, beans, butter, peanuts, eggs and soap to increase her inventory.

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