A loan of $1,600 helped to buy pants, blouses, t-shirts and children's clothing.

Gina Mariana's story

Artesanal Communal Bank meets every two weeks in Jipijapa Canton, known as "The Sultan of Coffee" for its extensive crops of incomparably flavored coffee, its cuisine, and the warmth of its residents. Gina, 48, lives here. She's married and has two children, ages 20 and 13, who are students in a university and a school. Her husband is a driver.

Gina makes a living selling all types of clothing so she can earn something on her own to be able to get ahead in her household. She sells door-to-door and also at home, where she has a small space. She makes her rounds three days a week for a few hours, leaving things on credit with her customers and collecting every two weeks. She goes to Guayaquil to buy her merchandise whenever she needs to. She has made a living in this work for more than 10 years and it's going very well for her.

She's getting another loan with the institution because this is how she can finance her business, which produces the money for her to pay for her children's educational expenses, which is the most important thing for her.

She's going to use this loan to buy more merchandise such as pants, blouses, t-shirts, and children's clothing to take advantage of this season, which is very good for her sales.

She has been in the communal bank for more than 14 years and she likes it because of the help they've given her during this time. Her dream is to see her children finish their studies and become good professionals.

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Translated from Spanish by Kiva volunteer Catharine Wall

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