A loan of $1,425 helped to buy clothing, shoes, and wallets to sell in her general store.

María Isolda's story

In the resort area, San Clemente, in Sucre canton, the “1st of December” Communal Bank meets every 2 weeks. The location is known for its beautiful beaches so often visited by many national and foreign tourists. San Clemente offers diverse beautiful spots and rich and varied local and regional dishes.

Maria, who lives here, is 53 years old, married, and the fruit of this union is 4 children, all of whom are now adult and independent. Her husband no longer works due to poor health.

Maria, upon seeing that her husband could no longer work, used the savings she had to open a small general store in her own home. She and her husband attend it every day, though they recognize that the days when they sell the most are the weekends, days when many tourists arrive to this beautiful resort area. Here they sell a little of everything, from clothing and shoes to ice cream, sodas, ice, and many other products that her customers need. The business is now 5 years old and it is now the only source of income they have for getting ahead.

Maria is again requesting a loan from Kiva because these loans help her greatly. With the earnings from this loan cycle, she can purchase a glass case that will serve to exhibit her merchandise, facilitating sales, since customers from outside her house will see what they like and enter to buy.

Concerning repayment, she has always been reliable. This loan will be used to restock the general store, purchasing clothing, shoes, wallets, etc. Maria has been a member of her communal bank for more than 14 years and she likes it for the benefits the institution offers. Maria's goals are to continue ahead in her business and to enjoy good health.

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Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD

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