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Cándida Paula
In the city of León in western Nicaragua lives Cándida Paula, a 42 year old woman who has lived her entire life in this city. She works as a teacher at a primary school where she has been for 19 years.

Due to the necessity of counting on a job and having a livelihood for her household, she had to move to the district of Mojarras, which is located 90 kilometers from her hometown. In this humble village, she teaches primary classes to underprivileged children, who often aren’t able to purchase a pair of shoes and have to go to school like that – but always with the will to learn to read and write.

This woman carries out her work with much dedication, because she has in mind the great effort with which these children, under their poverty, attend school. This is the same effort that she puts toward getting her only child ahead, who is studying for a professional career; the cost is upon her alone, because she doesn’t have support from the father.

With a lot of sacrifice, she has improved her home little by little, and at this time she needs a loan and the unconditional support of Ceprodel through the Kiva lenders, which she will use to buy tiles, cement, and to pay for labor. With a great deal of faith, she hopes for this support.
View original language description ↓
En la ciudad de León al occidente de Nicaragua habita la Sra. Cándida Paula, una señora de 42 años que ha vivido toda su vida en dicha ciudad, se desempeña como maestra de primaria donde tiene 19 años de laborar y que por la necesidad de contar con un empleo y tener el sustento para su hogar tuvo que trasladarse hasta la comarca las Mojarras la cual queda a uno 90 km de su ciudad natal.
En ese humilde caserío imparte clases de primaria a niños de escasos recursos los cuales muchas veces no tienen para comprar un par de zapatos y tienen que asistir así al colegio pero con la voluntad de querer aprender a leer y escribir.

Esta señora con mucha dedicación desempeña su labor porque considera el gran esfuerzo que estos niños bajo su pobreza asisten a la escuela, el mismo esfuerzo que tiene por sacar a delante a su único hijo en cual estudia una carrera universitaria y que le cuesta solamente a ella porque no tiene el apoyo del padre.
Con gran sacrificio ha mejorado poco a poco su vivienda y en este momento está necesitando un crédito y el apoyo incondicional de Ceprodel a través de los inversionistas Kiva para ponerle cerámica a su casa con el cual comprara cerámica, cemento y pago de mano de obra. Con mucha fé espera este poyo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Cándida Paula to purchase tiles, cement, and to pay for labor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 5, 2013
Currency Exchange Loss:
Jan 18, 2014