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Prosperemos- Cusco Group
In this Group: Flor Carina, Marleni *, Felicitas Sara , Rocio Del Pilar , Nelida , Juan Carlos, Cristina, Yovana , Hayde Judith, Ruth Jomayda, Rosario, Maritza, Jhony*
* not pictured

Update on Prosperemos- Cusco Group

The members belong to the Prosperemos-Cusco communal bank, located in the Cusco district, belonging to the province and department of Cusco.
Sra. Flor Carina is 30, single, and has one child. She has a clothing sales business and sells pants, blouses, sweaters, and polos. She has had this business for four years and it is going very well for her. She is getting her children ahead through this business. Her dream is to have a store in which to sell her clothing.
She is requesting this loan for the purchase of sweaters, polos, blouses, and pants. The other members have the following businesses: a restaurant, a grocery store, a school supplies store, and wine sales.
The members inserted into the group photo had their photos taken after the group photo was taken. They asked permission to do so for reasons to do with their work.
Flor Carina thanks those who will become part of this dream through this loan and promises to repay her quotas as established.
View original language description ↓
Los socios pertenecen al banco comunal “PROSPEREMOS-CUSCO”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Flor Carina ella es soltera y tiene 30 años y tiene 1 hijo; La socia trabaja en su negocio de venta de ropa, la socia vende pantalones, blusas, chompas y polos, la socia ya tiene 4 años en este negocio y le va muy bien, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es tener una tienda donde pueda vender la ropa. La socia solicita el préstamo para comprar chompas, polos, blusas y pantalones.
Los otros socios se dedican al negocio de restaurant, negocio de tienda de abarrotes, negocio de venta de útiles escolares y negocio de venta de vinos.
Los socios que estan pegados en la foto grupal se les tomo despues la foto porque pidierpon permiso por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

This member belongs to the “Prosperemos-Cusco” Communal Bank. This bank is situated in the department of Cusco. The member, Felicitas, is 46 years old, married and has three children. She alternates her daily activities with her business, a grocery store. The member sells different kinds of pr... More from Prosperemos- Cusco Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Prosperemos- Cusco Group's $3,700 loan helped a member to buy sweaters, polos, blouses, and pants.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Feb 1, 2013
Currency Exchange Loss:
May 17, 2013