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Ricardo De Jesús

Update on Ricardo De Jesús

Ricardo lives in the Ticuantepe municipality together with his wife and children. His wife works in the municipal hospital. They share the household expenses between the two of them. Ricardo has worked the land for over 20 years, and thanks to his crops, has been able to get his family ahead.

He wants to use this loan to maintain two manzanas [about 3.5 acres] of pineapples so that they don’t get infested by pests, and so that he can give them optimum care. He will purchase fertilizers, fungicide, Triple 20, and urea.
View original language description ↓
El señor Ricardo Habita en el municipio de Ticuantepe junto a su esposa e hijos, ella labora en el Hospital del municipio y entre los dos se comparten los gastos del hogar, el tiene mas de 20 años de trabajar la tierra y gracia a sus cultivo ha sacado adelnate a su familia, con este financiamiento dara mantenimiento a 2 manzanas de Piña para que no se infesten de plagas y puedan tener un optimo cuido, comprara lo siguiente: Fertilizante, Fungicidas, Completo, Triple 20, Urea.

Previous Loan Details

Ricardo de Jesús R. H., 48, lives with his life partner and their 3 children in the Juan Ramón Padilla neighborhood. Two of their children work and generate their own incomes. The youngest child is still dependent. For more than 20 years Ricardo and his partner have cultivated pineapples. In ... More from Ricardo De Jesús's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Ricardo De Jesús purchase necessary supplies to maintain his pineapple crop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2012
Jan 5, 2013
Currency Exchange Loss:
Jul 17, 2014