A loan of $350 helped to buy beer in bulk and women's clothing.


Josefa's story

Fifty-seven year old Josefa lives in the municipality of San Juan Nepomuceno, situated in the department of Bolívar. She makes her living selling beer, making cigarettes and selling assorted merchandise in order to support the upkeep of her family, which is made up of 4 children ages 19 to 36 years.

Initially, she made her living making cigarettes, an activity she learned 20 years ago with her family. Today, she buys uncut tobacco, prepares it, and promotes and sells it in stores. A year ago, she began selling beer and other refreshments to significantly increase her income. She later also added assorted merchandise, in particular women's clothing, which she sells on credit and recovers her investment monthly.

Her goal is to expand her business in order to make renovations that will improve the conditions of her housing. Josefa works very hard so that this will happen, but her working capital is not suffient to respond to market demands. This is why she is turning to a Kiva loan, her first loan from Fundación Mario Santo Domingo, with which she will buy: beer in bulk and women's clothing that has been pre-ordered. With these products, her customers will enjoy the Christmas holidays and the new year, elegant, dancing and drinking a little.

Translated from Spanish by Kiva volunteer Deepa Ramesh



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