Update on Ana OfeliaAna Ofelia is married and she is 23 years old. She completed two years of primary education. She has one child. She sews traditional aprons for a living, having learned how to do this work from friends. She currently has three years of experience and she also has the support of her husband, who works as a day laborer and supports her financially.
She is asking for a loan to buy yards of fabric, decorations, and thread, as she wants to increase her production of aprons. She hopes to have better sales in the future and she plans on achieving this through her loan by making enough to repay it with money left over.
Solicita un préstamo que lo utilizara para la compra de telas de cortes, adornos e hilos, ya que quier aumentar su producción de delantales, espera en el futuro tener mas venta y la manera para cumplir su objeto por medio de un préstamo, para luego hacer una recuperación pero con ganancias.
Previous Loan DetailsSra. Ana Ofelia is 23 years old, married, and completed two years of her elementary school education. She has one child who is studying. Ana Ofelia is a weaver who also manages a general store. She has two years of experience in managing her store. Ana Ofelia is requesting a loan so that s... More from Ana Ofelia's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Dec 6, 2012
- Jan 4, 2013
- Currency Exchange Loss:
- Jul 30, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.