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Flor Del Campo Group
In this Group: Nicolasa, Maria Leonor, Valeriana
Nicolasa is married and has 6 children, and she lives in the municipality of Intibuca. She has been a farmer all of her life, cultivating crops such as: radishes, broccoli, carrots, beets, cilantro, potatoes, and staple grains such as corn and beans. She sells her products in the local market. Nicolasa has decided to request a loan as a member of the group to help her with her crops. She plans to invest this loan in pesticides and organic fertilizers so that she can get a better yield. Her plan is to add other types of vegetables so that she can increase her family's income.

The communal bank that Nicolasa belongs to is called "Flor del Campo," and it is made up of 3 members who live in the same community and all work cultivating grains and vegetables. This group loan is for 18,000 Honduran lempiras, and it will be invested in organic fertilizers and pesticides to help the members maintain their crops. In the photo, you see Valeriana on the left, Nicolasa in the middle, and Maria Leonor on the right.
View original language description ↓
Doña Nicolasa, es casada, tiene 6 hijos y vive en el municipio de Intibucá. Toda su vida se ha dedicado a la agricultura, ella siembra hortalizas como rábano, brócoli, zanahoria, remolacha, culantro, papa, y granos básicos como maíz y frijoles. Esta producción la vende en el mercado local. Doña Nicolasa ha decidido solicitar un préstamo en forma grupal para darle mejor asistencia a los cultivos, piensa invertir el préstamo en pesticidas y abonos para poder sacar buena producción. Su plan es agregar otro tipo de hortaliza para incrementar los ingresos de la unidad familiar. El grupo al que pertenece se llama Flor del Campo que esta formado por tres socias que viven en la misma comunidad y se dedican a cultivar granos básicos y hortalizas. El préstamo grupal es por 18,000 lempiras y lo invertirán en la compra de abonos y pesticidas para darle mantenimiento a los cultivos. En la foto se identifican así: A la izquierda esta valeriana, en medio Nicolasa y a la derecha esta María Leonor.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Del Campo Group's $925 loan helped a member to buy pesticides and organic fertilizers for her vegetable and potato crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 4, 2013
Currency Exchange Loss:
Jul 27, 2013