With hard work and above all, dedication, Vilma sells sodas and raspadillas (shaved ice drinks) on a tricycle through the streets of her city. She works around 10 hours a day and can serve up to 25 customers a day. With the fruits of her labor she can cover the costs of her studies as she is currently studying accounting. She believes that her business is doing well because she is friendly to her customers and eager to get ahead.
Vilma is very grateful to Kiva lenders because thanks to the support they have given her, she can buy new display cases and wood to renovate her tricycle so she can continue selling her product. This way, she can have the necessary equipment to work and above all to continue striving for her greatest dream: to finish her degree and own a home.
con mucho esfuerzo y sobre todo dedicacion Vilma trabaja vendiendo refrescos y raspadillas en un triciclo por las calles de su ciudad, ella labora alrededor de 10 horas al dia y puede atender hasta 25 clientes al dia y con el fruto de su trabajo puede solventar los gastos de su carrera ya que actualmente ella se encuentra estudiando la carrra Tenica de Contabilidad; ella cree que le va bien en su negocio porque es amable con lso cleintes y porque tiene muchas ganas de salir adelante.
Vilma esta muy agradecida con los prestatarios Kiva ya que gracias al apoyo que le han brindado ella podra comprar vitrinas nuevas y madera para poder acondicionar y refaccionar su trcicilo para sehuir vendiendo sus productos, de esta manera ella pdora tener los implementos necesarios para poder trabajar y sobre todo poder seguir lcuahdno para poder realziar su mas grande sueño:" poder terminar su carrera y tener su casa propia".
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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