Every day, Wilmer works as a soft drinks deliveryman. He works about 8 hours per day, and with the fruits of his labor he covers his home expenses. He believes that his job is going well because he is very responsible, and especially because he has the desire to succeed.
Wilmer is very grateful for the Kiva lenders. Thanks to their help, he will be able to make improvements to his home and refurbish the ceiling, because the rainy season is coming and he will then be able to avoid floods in his house. In this way, he will be able to offer a better quality of life to his family and continue working to make his greatest dream come true: "to have a career and to be able to give his son a good education."
Dia a día Wilmer trabaja como repratidor de bebidas gaseosas, el labora alrededor de 8 horas al dia y con el fruto de su trabajo solventa los gastos de su hogar; el cree que le va bien en su trabajo porque es muy responsabvle y sobre todo porque tiene muchas ganas de salir adelante.
Wilmer esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podra realizar mejoras en su vivienda ya que realziar refaccione en el techo ya que empieza la temporada de lluvias y con ello evitara inundaciones en su vivienda, de esta manera podra brindarle una mejor calidad de vida a su familia y segurie luchando para poder hacer realidad su mas grande sueño:" Tener uan carrera y poder brindarle una buena educacion a su hijo".
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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