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Hermelinda Facunda
Hermelinda lives in the city of Ica. She is a single mother, and with great effort and affection, she provides for her children, who, to her, are the best that God has given her, and are her reason for living.

Hermelinda is very hard-working. She makes her living in her business as a farmer. She works in her fields around 8 hours a day. She has just planted cotton, and this type of crop requires a lot of care, above all watering and ploughing, among others. She believes that her business is going well because she is very responsible and above all, is very dedicated to everything she does.

Hermelinda is very grateful to the Kiva lenders, because thanks to their support, she will be able to buy fertilizer and also cover the costs of irrigation and ploughing. In this way, she will be able to have a better crop and will be able to improve her earnings. This will allow her to continue striving everyday to realize her greatest dream: "To have a better quality of life and above all, to be able to support her family."
View original language description ↓
Hermelinda vive en la ciudad de Ica, es madre soltera y saca delante con mucho esfuerzo y sobre todo cariño a sus 3 hijos, quienes para ella on lo mejor que le ha brindado Dios y son su razon y su motor para vivir. Hermelinda es muy trabajadora, ella se dedica su negocio como agricultora, ella trabaja en su campo de cultivo alrededor de 8 horas al dia ya que actualmente ha sembrado algodon, y esta clase de cultivo requiere mucho cuidado, sobre todo regado, arado, entre otros; ella cree que le va bien en su negocio porque es muy responsable y sobre todo porque esmuy dedocada en todo lo que el hace.

Hermelinda esta muy agradecida con los prestatarios Kiva ya que gracias al apoyo que le han brindado ella podra comprar abono y tambien poder solventar los gastos de regadio y arado, de esta manera ella podra tener un mejor cultivo y poder mejorar sus ingresos, de esta manera ella podra seguir luchando ccada dia para poder hacer realidad su mas grande sueño:" Tener una mejo calidad de vida y sobre todo poder apoyar a su familia".

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Hermelinda Facunda to buy fertilizer and to pay for irrigation, among other things.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Jan 4, 2013
Currency Exchange Loss:
Apr 17, 2013