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Francis is a 60-year-old businessman. He is married to Josephine, a businesswoman. They are blessed with four children. Francis has been running a retail shop for the past two years, with a monthly income of KES15,000 that he uses to support his family.

Francis is applying for his first loan from KADET LTD after being introduced by a credit officer. Francis will use the loan to buy stock of sugar, rice and maize meal to sell. With the anticipated profit from the business he will expand his shop.

His hopes and dreams are to open a wholesale shop and improve the living standard of his family.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 402
    View loans »
    Kenya Loans Fundraising
  • $50,341,275
    Funds lent in using Kiva
  • 86.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Francis to buy stock of sugar, rice and maize meal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 4, 2013
Currency Exchange Loss:
Jul 17, 2013