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Ms. Musarat is a 48-year-old married lady. She is successfully doing a business of hand embroidery. She is a very talented and hardworking lady. She has gained years of experience in this field and has gradually improved her standard of living through her business. Her daughter also assists her in completing customers’ orders on time. Musarat makes enough to lead a decent life.

In order to meet the requirements of her customers, Musarat needs to purchase raw material. She contacted Kashf Foundation and applied for a loan of Rs. 15,000.

In this way, she would be able to purchase more spools of thread with packs of sequins, pearls and stones in various colors. This would help her to complete the demands of her customers time after time, which will ultimately help in generating more cash. She dreams of providing quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 379
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Musarat to purchase more spools of thread with packs of sequins, pearls and stones in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 14, 2012
Jan 4, 2013
Currency Exchange Loss:
Jan 17, 2014