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Ms. Riffat is 32 years old, a married lady and a mother of three, two sons and one daughter. The man shown in the photo is Riffat’s husband; he is a rickshaw driver and makes enough to support his family members. For bearing the expense of the rickshaw, Riffat contacted Kashf Foundation and applied for a loan of Rs. 20,000. Through this loan, her husband will be able to purchase a new body for his rickshaw that will allow him to save his business asset and improve his transport service.

Riffat expects an increase in the net income of her husband and wishes to spend part of it on providing quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 330
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 97.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Riffat to purchase a new body for his rickshaw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Jan 4, 2013
Currency Exchange Loss:
Oct 17, 2013