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Norma is 49 years old and has seven children. Norma is married and two of her children are in school.

Norma is in the agricultural business, farming coconuts and selling dried coconut meat in the Philippines. Norma requested a PHP 20,000 loan through NWTF to buy additional equipment for her coconut farm.

Norma has been farming coconuts and selling dried coconut meat for nine years now, and has borrowed 18 times in the past from NWTF to sustain it.

In the future, Norma would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 469
    View loans »
    Philippines Loans Fundraising
  • $69,677,850
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Norma to buy additional equipment for her coconut farm.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Jan 4, 2013
Currency Exchange Loss:
Jul 17, 2013