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Over the last few years, the living conditions of Inobat and her family have changed for the worse. For more than 15 years, Inobat engaged in raising livestock with her husband, but year after year her two children require more benefits. Their income from livestock no longer meets the family budget.

For several months already, Inobat has been planning to establish her own business sewing women's clothing. She is a skillful dressmaker and sews beautiful women's clothing. Finally, she learned of a course "Bring It On" organized by the Association of Business Women and took this course and received a certificate.

Now, she can fully start a business and become successful in this field. From the revenue, she plans to provide her children with a good education and high-calorie food.

She is requesting a loan of 10,000 Somoni to buy a sewing machine and fabric to establish a new business. She is awaiting your kindness.
View original language description ↓
За последние годы условие проживания Инобата и ее семьи существенно изменилась в худшую сторону. Инобат более 15 лет занималась скотоводством вместе с мужем, но год за годом ее 2 детей требуют все больше благ. Их доход скотоводство больше не удовлетворяет семейный бюджет. Уже несколько месяцев Инобат собирается реализовать свой план об организации нового бизнеса шитьем женской одежды. Она умелая портниха и шьёт красивые женские одежды. Наконец, она узнала о курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и обучилась в этом курсе и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 10000 сомони для покупки швейной машинки и ткани, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $31,100,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Inobat to buy fabrics and a sewing machine for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 4, 2013
Currency Exchange Loss:
Jan 18, 2014