A loan of $925 helped to build a shed and purchase pigs.


Roza's story

Roza is 56 years old. She lives in the Mtskheta District with her husband. Roza has requested several previous loans from local financial institutions for her family business start-up without any success. Her loan requests have been rejected many times because of her low income and her family’s poor living conditions. The only source of income for the family is the monthly salaries of Roza and her husband, who works at a restaurant. Roza is requesting a loan from Credo to start-up her family business. She will use her loan to build a shed and purchase pigs to start an animal husbandry business. She will put the pigs in a shed in the yard and raise and sell them for a higher price. Roza's loan request was approved within the framework of a new joint initiative of Kiva and Credo. This start-up loan program envisages the provision of business start-up and re-startup credits with soft conditions for the country’s rural poor who do not have access to credit products, as they are regarded as “high risk borrowers” due to their low income. Roza's new business initiative, financed with her Kiva start-up loan, will significantly improve the living conditions of her family.



Loan details


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Loan details