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Barno is 53 years old. She is a very kind and hardworking woman. Barno has a difficult life since her husband died young and she was left alone with a young child. All her life, she worked hard so that her child was not left without food or education.

She worked for more than 30 years in a kindergarten. She is a much-loved nurse in the kindergarten and all her colleagues respected her.

Barno is still a skillful woman and she knows how to sew national mattresses called "kurpacha". In order to generate additional income, she decided to start a business sewing and selling "kurpacha". To that end, she took a course "Bring It On" organized by the Association of Business Women and received a certificate. She got a lot of information from this course. She is now confident in her plan. She will be selling her goods in the local market, and her mother will help her in doing business.

She is requesting a loan of 5,000 Somoni to buy fabric for sewing "kurpacha" in order to establish a new business. She is awaiting your kindness.
View original language description ↓
Барно 53 года. Она очень добрая и трудолюбивая женщина. У Барно трудная судьба, так как ее муж умер молодым, и она осталась с 1 ребенком одна. Все свою жизнь она упорно трудилась, чтобы ее ребенок не остался без еды и без образования. Она проработала более 30 лет в детском саду. Она очень любимая няня в детском саду и ее коллеги уважают ее. Барно еще умелая женщина, она умеет шить национальный матрас «курпача». С целью получения дополнительного дохода, она решила организовать свой бизнес шитьем и продажи «курпача». С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. От этого курса она получила много информаций. Она теперь уверена в реализации своего плана. Она будет продавать свой товар на местном рынке, и ее мать будет помогать ей в ведении бизнеса. Она запрашивает займ на сумму 5000 сомони для покупки ткани для шитья «курпача», чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Barno to buy fabrics for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 4, 2013
Currency Exchange Loss:
Jan 18, 2014