A loan of $1,250 helped to pay for grocery items, toiletries and beverages, to resell in her business.


Elvera's story

This is Elvera, 39, a resident of Manila, Philippines. She is married to Ricardo, an employee, and is a mother of children. Together with her husband, Elvera manages their household while operating a business. She is working hard to continually provide income for their everyday expenses.

Elvera operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal, to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 pesos-worth of cooking oil, or an egg. Elvera earns profit by getting supplies at wholesale prices, and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operating her business, she is requesting a PHP 50,000 loan. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Elvera hopes to have a car and dreams of expanding her business. She faithfully meets with her co-fellowship members* every week, to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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