Rosa is a 36-year-old woman who is married with five children. She has a small sewing business. She has four years with this business. Rosa needs a loan to buy needles, threads, material, and a new sewing machine. She will use her profits to pay for her family's weekly expenses. Rosa joined SPBD this year to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.