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Miriam Auxiliadora

Update on Miriam Auxiliadora

Miriam lives in the town of Ticuantepe with her children. A single mother, she has been able to come out ahead all by herself. Her biggest challenge has been getting together enough money at one time to build her home. She wants to build an extra sleeping quarter behind her house so that she can improve her family's living condition. She is thankful for the loan from Afodenic and Kiva. She will purchase materials like, blocks, brick, cement, sand, and stone.
View original language description ↓
La señora Miriam habita en el municipio de Ticuantepe junto a sus hijos, Madre Soltera ha sabido salir adelante sola su mayor dificultad es que no puede reunir de una sola vez el dinero para construir su casa, ella quiere construir un cuarto anexo en la parte trasera de su casa para tener mejores condicines en la familia, Gracias al prestamo otorgado por Afodenic y Fondos Kiva comprara Materiales como: Bloques, Hierro, Cemento, Arena y Piedrin.

Previous Loan Details

Miriam and her children live in the town of Ticuantepe. She is a single mother. Despite the economic hurdles she faces, she has been able to get ahead with her modest home, which she managed to build with her previous loan. Now her project is to build her kitchen, since she currently cooks usi... More from Miriam Auxiliadora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Miriam Auxiliadora to purchase construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 3, 2013
Currency Exchange Loss:
Feb 17, 2014