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Consuelo Antonia

Update on Consuelo Antonia

Consuelo is 48 years old and married with two children, ages 16 and 22. Her younger child is studying and is still in her care. She is from Malpaisillo, which is located in the western part of the country.

Consuelo is a hardworking woman. She has fought to provide for her children and give them a better future by offering them the opportunities that she unfortunately never had due to a lack of financial resources. She would have liked to study nursing. Thanks to her spirit to overcome, she has a grocery store, or "pulpería," which is located in her home. A pulpería is a small store which sells products in small quantities, such as coffee, shampoo, tomato sauce, eggs, salt, bread, milk, cooked beans, boxes of matches, and cigarettes. She has had this business for seven years, and she is happy with her work because it provides a livelihood for her and her family.

The goal of this loan is to invest in working capital by stocking her grocery store. She will then be able to offer a better service to her clients and increase her income in the near future.

Consuelo is grateful for the help which Kiva lenders provide for people with limited resources in poor countries such as Nicaragua, so that they can have a decent livelihood.
View original language description ↓
Consuelo de 48 años de edad, casada con dos hijos de 22,16 años, de los cuales el menor está bajo su responsabilidad está estudiando. Ella es originaria de Malpaisillo lugar que está ubicado en la zona de occidente del país. Consuelo es una mujer trabajadora, luchadora en la vida para sacar a sus hijos adelante y darle un futuro mejor, y brindarles las oportunidades que lamentablemente ella no tuvo por falta de recursos económicos. Pero le hubiera gustado mucho estudiar enfermería. Pero gracias a su espíritu de superación personal tiene por actividad económica una pulpería ubicado en su casa de habitación, desde hace 7 años que se dedica a dicha actividad. La cual desempeña como mucho gusto ya que ha sido su forma de vida y la de su familia. Una pulpería es una pequeña tienda de comestibles donde se vende en cantidades pequeñas como: sobre de café, sobre de shampoo, sobre de salsa de tomate, huevos, sal, pan, leche, frijoles cosidos, caja de fosforo, cigarros por unidad. El objetivo del crédito es invertir en capital de trabajo y surtir su pulpería y brindar un mejor servicio a sus clientes, y en un futuro cercano aumentar sus ingresos. Consuelo agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Consuelo Antonia was already granted a loan by the microfinance institution Fundación León 2000, in which she demonstrated her entrepreneurial spirit. She says that she had good sales over the previous months; however, in the low season she still must seek a strategy to boost her turnover. Her ch... More from Consuelo Antonia's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Consuelo Antonia to invest in working capital and stock her grocery store with goods such as coffee, shampoo, tomato sauce, eggs, salt, bread, milk, cooked beans, boxes of matches, and cigarettes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Jan 3, 2013
Currency Exchange Loss:
Dec 17, 2013