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Cristian lives in the warm city of Aguaytia which is known for its warm climate and beautiful flora and fauna. He is 29 years old and lives together with his partner and their three children who he adores and are his motivation to fight every day because they are the best gift God could have given him. Cristian only studied until the fifth year of secondary school because he could not afford to continue, but he would have liked to have studied agricultural engineering.

With a lot of effort and saving, Cristian was able to start his business selling soft drinks and beers. He works there around ten hours a day and has about ten customers a day. He believes that the business is going well because he is friendly with customers and he works very hard.

Cristian is very thankful to the Kiva lenders since thanks to their help he will be able to purchase materials to remodel his business, including paint, shelves, tables, seats, and other items. This will allow him to provide a better environment and more comfort for his customers so that he can increase his income and continue working toward his ultimate dream of owning his own home.
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En la cálida Ciudad de Aguaytia caracterizada por su clima cálido y su flora y fauna hermosa, vive Cristian el cual tiene 29 años de edad y vive al lado de su pareja con quien tiene 3 hijos, quienes son su adoración y sobre todo son el motivo para luchar cada día y sobre todo porque son el regalo mas grande que dios le ha dado. Cristian solo pudo estudiar hasta el quinto grado de educación secundaria debido a sus pocos recursos económicos, pero le hubiera encantado estudiar ingeniería agronoma
Con mucho esfuerzo y ahorro Cristian logro iniciar su negocio de venta de bebidas gaseosas y cervezas, el le dedica a su negocio alrededor de 10 horas y puede atender hasta 10 clientes diariamente, Cristian cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque trabaja con muchas ganas.

Cristian esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para poder re modelar su negocio como pintura, tablillas, mesas, sillas, entre otros,l de esta manera el podrá brindar a sus clientes un mejor ambiente y sobre todo mas comodidad, de esta manera mejorara sus ingresos y seguirá luchando por hacer realidad su mas grande sueño:" Tener su casa propia".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 90
    View loans »
    Peru Loans Fundraising
  • $63,777,575
    Funds lent in using Kiva
  • 2.5
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Cristian to purchase materials such as paint, chairs, tables, and shelves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 17, 2014