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Update on Noemi

This member continues to run her grocery store and sells primary needs products such as rice, sugar, milk, and cooking oil. She has been in this business for eight years and things are going very well for her. She’s had the business for eight years and works from 7:00 am to 8:00 pm. Her dream is to expand her grocery store business. She also continues selling stationary items, such as notebooks, books, and pencils. She is asking for this loan to buy rice, sugar, milk, cooking oil, notebooks, books, and pencils.

She is grateful and values this loan that will allow her to improve her family’s quality of life.
View original language description ↓
La socia se sigue dedicando al negocio de tienda de abarrotes,la socia vende productos de primera necesidad como arroz,azucar,leche y aceite,la socia ya tiene 8 años en este negocio y le va muy bien,la socia trabaja desde las 7:00 a.m hasta las 8:00 p.m,el sueño de la socia es ampliar el negocio de tienda de abarrotes,la socia tambien sigue vendiendo productos de libreria como cuadernos,libros y lapiceros.La socia solicita el credito para comprar arroz,azucar,leche y aceite y cuadernos,libros y lapiceros.

La socia agradece y valora el prestamo que se le otorgara para poder mejorar sus calidad de vida y la de sus familia.

Previous Loan Details

Sra. Noemi is a member of the Communal Bank “Illary III” which is located in the District of Huanchac, Province and Department of Cusco. She is 26 years old, single, and has a two-year-old child. Noemi manages and attends to a grocery store where she merchandise, such as everyday basic neces... More from Noemi's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Noemi to stock her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Jan 3, 2013
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Noemi. It was first posted on Kiva on Jul, 2011. Learn More