A loan of $1,950 helped a member to buy unhulled rice to increase her stock and with part of the loan, buy piglets to raise for profit.


Martha Group's story

This is ‘Martha’ group consisting of 12 members and formed in 2010. They all belong to a Tribal community and live in a small village called Thuijang located at the outskirts of Senapati district in Manipur state which is in the North eastern part of India. Ningthaorei is the profiled member and she is pictured with raised hand. She is about 27 years old and she is a mother to a son and two daughters. Her husband is a farmer by profession and grows rice from an inherited paddy field. During the off season her husband earns money on daily wage. In order to supplement the family income she sells rice house to house. With her first loan she bought rice grains which she took to the mill to separate the husk from the grain. She would also sell from her granary to earn more profits. This is how the family's main source of income is generated. With her earning she managed her children's schooling requirements apart from the family maintenance. She has been saving as much as she could and wishes to purchase a ploughing machine (manually push and control) for her husband in the future. She believes that with the proposed machine she and her family can be in a better position financially. People here still use oxen and buffalo to plough the field. On the other hand the machine can be very convenient with regards to proper tilling of the field. She needs another loan to continue her business activities. She also wishes to multiple her income activities for her future plan. With part of the loan she wants to buy at least three piglets to raise and sell for profit. Likewise, the rest of the group members too need another loan to improve upon their respective income activities. Among the group members three of them are in the rice business and another three are in the weaving sector. Two members own a general store; one undertook poultry farming and likewise one member raises pigs and another one sells cooked meat for a profit.

In this group: Adilu, Rajiliu, Ningthaorei, Gongkhemliu , Thampui, Muchungliu, Acham, Rose, Din , Adhun , Lugui, Gaipui
*not pictured



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