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Mahbuba has dedicated her life to the upbringing and education of her country's youth. Mahbuba is 51 years old, married, and raising 2 children. She has been working as a high school teacher for over 30 years and loves her job. The local populace respects Mahbuba as an educated and hard-working woman as well as a highly qualified educator. However, for a number of years, Mahbuba has been unable to improve her living conditions due to her and her husband's small salaries, which do not allow them to buy all necessities of life.

Mahbuba would like to start her own business in order to generate additional income. To this end, she took the course "Succeed", organized by the Association of Business Women, and obtained her graduation certificate. Now she is quite ready to set up her own business and become successful. Mahbuba would like to start making traditional "kurpacha" mattresses as she has experience in this craft. Kurpacha is a mattress used by Tajiks both in bedrooms and in living rooms, and so it is always in high demand. Mahbuba will sew kurpachas and sell them at the local market. She plans to use her additional income to improve her living conditions. She is requesting a loan of 6000 somoni to purchase fabrics for her new business. Mahbuba is counting on your kindness.
View original language description ↓
Махбуба посвятила всю свою жизнь образованию и воспитанию молодежи своей Родины. Ей 51 года. Она замужем и на воспитании имеет 2 детей. Более 30 лет она работает в средней школе и очень любит свою профессию. Местные жители очень уважают ее, так как она образованная и трудолюбивая женщина, а также высококвалифицированная учительница. Однако в течении многих лет, она не может улучшить условию проживания, так как ее зарплата маленькая и доход ее мужа тоже не позволяет купить все не обходимые средства для проживания. Она хочет организовать свой бизнес для получения дополнительного дохода. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес шитьем национального матраса «курпача», так как имеет опыт в этом виде бизнеса. «Курпача» это матрас, которое используется таджикским народом, как для спальни, так и для гостиной. Поэтому «курпача» имеет большой спрос. Махбуба будет шить «курпача» и продавать на местном рынке. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 6000 сомони для покупки ткани, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Mahbuba to buy fabrics for launching her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 24, 2012
Jan 3, 2013
Currency Exchange Loss:
Jan 18, 2014