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Luis Rufino
Luis is a 39 year old man, he is single, and he lives in the city of Ica. He is a very kind, hard-working and enthusastic person who has a great desire to get ahead. Sadly due to a lack of money and because he has had to work from the time he was very young, Luis was not able to pursue a professional career in Civil Engineering, but he very much would have liked to do that. In his free time he likes to dance and at times he eats a delicious roasted chicken, which is his favorite meal.

Because of his own initiative, and much hard work and dedication, Luis works as a Construction Operator. He works very day from very early in the morning and usually for around 8 hours. He is very happy doing his work and believes that things are going well because of his dedication and the kind treatment he offers to others.

Luis is very grateful to the Kiva lenders, since thanks to their help he will be able to purchase diverse tools for construction, like buckets, pickaxes, hammers and other items. In this way Luis will have his own tools in order to complete construction projects in an independent manner. In this way he will continue working and struggling to get ahead and achieve his great dream of having his own house.
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Luis es un hombre de 39 años, es soltero, vive en la ciudad de Ica, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación, lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Luis no pudo estudiar la carrera profesional de Ingeniería Civil, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta bailar y en algunas ocasiones come un riquísimo Pollo a la Brasa, el cual es su comida favorita.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como Operario Constructor, el trabaja todos los días desde tempranas horas de la mañana y puede hacerlo por un aproximado de 8 horas, el se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Luis se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de diversas herramientas de construcción, como cubos, lampas, martillos y otros, de esta manera Luis contara con sus propias herramientas para poder realizar construcciones de manera independiente, así pues él seguirá trabajando y esforzándose para salir adelante y lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD