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Juana Aracely
Juana, age 30, is single and does not have children. She works in customer care at a clinic. She is studying the career of marketing. Her salary covers this expense, which is so important to her.

Being a young woman with few resources, she turns to requesting a loan. She will use the loan to pay for her final degree course. She wants to do this in order to choose a better job and to help her family get greater income. One way or another, she wants to contribute her knowledge to the community.
View original language description ↓
Juana de 30 años de edad es soltera sin hijos trabaja en atención al usuario en una clínica, ella estudia la carrera de mercadotecnia con su salario cubre este gasto tan importante para ella, siendo una joven de bajos recursos acude a solicitar un préstamo para poder pagar el curso de titulación de su carrera para optar por un mejor empleo y ayudar a su familia obteniendo mayores ingresos económicos y de una u otra manera aportar sus conocimientos a la comunidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Juana Aracely to pay for her final degree course.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 3, 2013
Currency Exchange Loss:
Jul 17, 2014