A loan of $3,700 helped a member to buy sugar, rice, soup, cooking oil, beans, candy, soft drinks, toilet paper, and a variety of canned goods.


Las Carmelitas Group's story

Nelly is a member of the Las Carmelitas communal bank. She says that she has had her grocery store in her house for a little over 15 years. She personally tends the store, and she sells a bit of everything. Nelly only went to high school, and she is single. A loan from VisionFund would give her the opportunity to buy sugar, rice, soup, cooking oil, beans, candy, soft drinks, toilet paper, and a variety of canned good to stock her business. She says that the challenge she faces is during the dead time (when the harvest is over and the sugar refineries stop work). This is because people have less money and little is sold. However, this does not discourage her because, like all businesses, they are highs and lows. The thing she likes the most about her business is dealing with the people, and she has made good friends. She will invest her earnings in the purchase of more supplies and in having a better quality of life. The other members of the group are: Isabel-Sells snacks Flora-Sells snacks Genaro-Mechanic shop services Dominga –Sells snacks Ana-Sells snacks Natalia-Sells shoes Maria Guadalupe-Beauty parlor Maria Isabel-Sells shoes Josefina-Shoes Santa-Fast food

In this group: Isabel , Flora , Genaro , Dominga, Ana Lilia , Nelly, Natalia , Maria Guadalupe, Maria Isabel , Josefina , Santa
*not pictured

Translated from Spanish by Kiva volunteer Ginny Kalish


Loan details


Lenders and lending teams



Loan details