A loan of $1,550 helped a member to invest in working capital and to buy and sell milk, cuajada (milk curds), and cream.


El Buen Pastor Group's story

The communal bank El Buen Pastor (The Good Shepherd) is made up of eight members, seven women and one man. All are over the age of 18, and they are responsible for ten children. They are from Sauce, located in the northern part of the country. It is known for producing milk products, curds, and cream. The bank members are people from the same community who decided to join together to reap the benefits of a loan as a group, since they know each other and support each other in their different economic activities.

Gloria is the coordinator for the bank, and is responsible for the time and manner of payments. She sells milk, cuajada (milk curd), and cream as a street vendor, and from her home. She works about 10 hours a day, selling curds in her community and in the surrounding areas, loading a basket with 15kg to sell her product daily. The purpose of the loan is to invest in working capital and be able to buy more curds to increase her income and satisfy her customers. El Buen Pastor communal bank thanks the Kiva lenders who help people with few resources from poor countries like Nicaragua to have a dignified way to make a living.

In this group: Maria Isabel , Juan Carlos , Martha , Catalina, Daneysis Yessenia, Ana Patricia, Gloria Del Socorro, Eufemia

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Translated from Spanish by Kiva volunteer Caitlin Jones



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