Inti Raymi Group
The loan that is being requested will benefit the small business owners who are members the communal bank group that Sonia is a part of with varied purchases. She said that she became a member of Pro Mujar five months ago, after a promoter of the organization visited her home and invited her to join. She currently has a business selling potatoes, chuño (a freeze dried potato product) and swine. She inherited this business from her parents and has always worked in this type of business.
The loan she is currently requesting will be used to increase her capital to buy potato seeds and piglets, which she will buy in nearby communities for wholesale prices. After harvesting the potatoes and raising the piglets, she will sell them by pre-order in the city of El Alto. This form of work allows her to make an income which she uses to help with household expenses; she is married and has four children.
When she was asked what she likes about Pro Mujer, she said that she likes the savings program.
El crédito que sacaran beneficiara a pequeñas microempresarias con distintos rubros, donde la señora Sonia es parte integrante, ella indica que hace cinco meses que integra Pro Mujer, ingresando por invitación de promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de venta de papa, chuño y cerdo da a conocer que este negocio lo heredó de sus papás ya que siempre trabajaron en estos negocios.
El crédito que ahora sacará es para el aumento de capital (compra de semilla de papa y cerditos pequeños) que adquirirá de las comunidades aledañas, por mayor, y posteriormente al cultivo y a la crianza lo comercializará a pedido en la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid