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Mujeres Virtuosas Group
In this Group: Florentina, Maria Rosa, Emi Soledad, Melva Livia, Ely Janet, Sarita, Silvia
Florentina is a widow and has nine children. Only one still depends on her, while the rest are independent. She makes a living selling gas from her home. She started this business with the idea of opening her own store. She also sells clothing.

She currently uses her income to cover her family's expenses and for working capital. Her plan for the future is to expand her business and finish construction on her house. She will use the loan to buy merchandise for her business.

Florentina belongs to the communal bank "Mujeres Virtuosas" ("Virtuous Women"), a group which formed 8 months ago and which is composed of 7 members. They decided on their name because all of the members are women and their greatest virtue is that of being mothers.
View original language description ↓
La Sra. Florentina es viuda y tiene 9 hijos de los cuales solo uno aún depende de ella, mientras que los demás son independientes. Se dedica a la venta de gas en su propio domicilio. Comenzó con su negocio con la idea de lograr abrir su propia tienda. También se dedica a la venta de prendas de vestir. Actualmente su ingreso lo destina a cubrir los gastos familiares y para capital de trabajo. Su plan para el futuro es ampliar su negocio y terminar de construir su casa. Ella usó el crédito en la compra de mercadería para su negocio. Florentina pertenece a la alcancía comunal “Mujeres Virtuosas”, grupo que recién lleva 8 meses desde que se formó y está conformado por 7 personas. Le pusieron dicho nombre al grupo debido a que todas son mujeres y su mayor virtud es la de ser madres.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,464,775
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Virtuosas Group's $3,625 loan helped a member to buy merchandise.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 2, 2013
Currency Exchange Loss:
Jul 17, 2013