Bartolo, 63, lives with his life partner and children in his own house. He is a farmer who cultivates bananas. He has been doing this work for more than 20 years, over which time he has acquired valuable experience, allowing him to obtain better harvests and good earnings. The land that he cultivates is located in an agricultural area that is close to his house. He sells his harvests in all of the areas surrounding his town, and he has garnered a lot of customers who prefer his products because of their quality and good prices, and because of his excellent service. In addition, he is able to rent some land if needed to cover the household expenses.
Bartolo is a friendly and honest man who devotes himself to his work every day, striving to gain a better future. He knows that with effort and dedication, he will achieve the success that he desires. During the last season he had some losses, and he wants to recover from this. For this reason, he is seeking a loan from INTEGRAL to buy banana seeds, insecticides, herbicides, tools, etc. Bartolo has good references, and he is certain that he will be able to pay off the loan. Also, he is confident that with this loan, he will be able to give his family a better quality of life.
Bartolo de sesenta y tres años de edad vive junto a su compañera de vida y sus hijos en casa propia, él se dedica a la agricultura específicamente al cultivo de plátano, tiene mas de veinte años de trabajo en el rubro que le han regalado experiencia valiosa que le permite obtener las mejores cosechas y al mismo tiempo alcanzar muy buenas ganancias, el terreno de cultivo esta ubicado en una zona de alta incidencia agrícola, cercano a su vivienda, comercia en todos los alrededores de la localidad y se ha hecho de mucha clientela que lo prefiere por la calidad, lo buenos precios y el excelente servicio; además puede arrendar tierras si necesita complementar gastos en el hogar, Bartolo es un hombre amable, honesto muy dedicado a su labor todos los días lucha por ganarse un futuro mejor sabe que con todo su esfuerzo y dedicación lograra el éxito que desea; en la ultima temporada de siembra tuvo algunas perdidas y quiere recuperarse por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de plátano, insecticida, herbicida, herramienta, etc. Bartolo tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene confianza que le dará a su familia una mejor calidad de vida.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.