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Ms Khalida is a 48-year-old married woman, and the mother of six. She has been running a fabric business for many years; she is well-known for selling good quality fabric in her community, and most of her neighbors are clients. She is making enough to lead a decent life. Her husband is employed in a factory, but his income alone is insufficient to bear the daily expenditures of his family members.

Ms Khalida is significantly contributing to the family income to support the needs of her family members. Her customer base is diverse and varied. She is much in demand, and highly appreciated by her customers.

Due to low cash on hand, she is facing difficulties in fulfilling the demands of her customers. Therefore, she has requested a loan of Rs. 25,000 in order to buy a wide variety/quantity of winter season fabrics to add to her existing inventory.

She has been involved with Kashf Foundation for two years. She expects to boost in her net income through large sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 290
    View loans »
    Pakistan Loans Fundraising
  • $17,414,050
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Khalida to buy a wide variety/quantity of winter season fabrics to add to the inventory in her fabric store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Jan 2, 2013
Currency Exchange Loss:
Jan 17, 2014