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Ms Ruqayya is a 40-year-old active, married woman. She has been effectively doing a business of hand embroidery at her home for the last 9 years. Her collection is very famous in her town. She has gotten a lot of appreciation from her community members. She makes enough to lead a decent life, while her husband’s income is not sufficient to meet the everyday expenditures of the household, as he is a mason.

Ruqayya is a loving mother of four children. She is in charge of providing her family with good food, health and education. She has slowly but surely improved her business by taking loans from the Kashf Foundation. Now she has requested a loan of Rs. 40,000 to purchase a stock of threads and packs of sequins, glitters, etc. in different colors to complete customers' orders on time. She expects more profits and hence better support for her family. She desires to spend part of the income on providing good and quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 97.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ruqayya to purchase a stock of threads and packs of sequins, glitters, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014