Juan is 49 years old, in a common law marriage and has five children. He lives with his wife and children in the Pampas Grande neighborhood of Ventanas, part of the Los Rios province.
He’s part of the “Ahorrando Para El Futuro” communal bank, located in Pampas Grande and its members farm and raise livestock.
Juan raises corn and rice. He will use the money from this loan to buy fertilizers, compost, and insecticides for blights and crop disease. He will make his purchases in Ventanas and this loan will help him improve his income and crops.
His dream is to buy a house. He likes to play sports in his spare time.
Juan tiene 49 años de edad de estado civil Union Libre tiene cinco hijos vive con la esposa y con los hijos en el Recinto PAMPAS GRANDE perteneciente al Cantón Ventanas Provincia de Los Ríos.
Pertenece a la Ventanilla AHORRANDO PARA EL FUTURO se encuentra ubicada el recinto PAMPAS GRANDE, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Juan se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.
El sueño comprar una casa. En los tiempos libres le gusta hacer deporte.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!