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Bee Group
In this Group: Beatrice, Gifty
Beatrice and Gifty are the members of this group. They sell wigs and plastic products respectively. They have been together from 2010 to date.

Beatrice is a 25-year-old hairdresser. She is not married. She has been with ID Ghana for the past two years and doing very well with her business. She has been doing this business for five years now. She works from Mondays through Saturdays, a routine she followed with her teacher during her apprenticeship. With her savings with ID Ghana, she was able to rent a store where she does her business. Without ID Ghana’s training on savings, she would not have made it this far.

This is her 6th loan and she needs GHC 1,400 to buy more hair products and cosmetics to sell to her customers.

Beatrice and Gifty need a total amount of GHC 2,700 to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 32
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bee Group's $1,425 loan helped a member to buy more hair products to serve her customers with.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 31, 2012
Currency Exchange Loss:
Jul 17, 2013