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Mrs. Samina is a 54-year-old married woman. She has run a tailoring business for the past 10 years. She is an expert at stitching stylish dresses for women. She has two children. They are all studying at the higher education level. Her husband's income is not sufficient enough to provide all the necessities for her family. She stitches for the people in her community and uses the income to support her entire family.

However, due to a lack of availability of funds, Samina is unable to meet the daily demands of her customers. Therefore she contacted the Kashf Foundation and has applied for a loan of PKR 20,000. This loan will help her to purchase more spools of thread, laces and zippers in different colors. She dreams of providing a quality education for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Samina to purchase more spools of thread, laces and zippers in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014