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Ms. Shakoori is a 55-year-old widow who has been in the hand embroidery business with her son for ten years. The man shown in the photo is Shakoori’s son. She started her business very small. She has maintained her business and attracted many customers, due to her courage and devotion.

In order to improve her business productivity, she contacted a Kashf Foundation business development officer and thus was able to access quality micro-finance services, which have played a vital role in her business productivity. It has now grown to the desired level. Currently she is requesting a loan of 20000 PKR to purchase raw materials, such as packs of sequins, glittering material and spools of threads in various colors. She has been with Kashf for three years. She wishes to spend the part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 208
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Shakoori to purchase raw materials, such as packs of sequins, glittering material and some spools of thread in various colors, for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014